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Kristina White
REALTOR®
(606) 872-2043
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1560 Bell Phipps Road, Monticello, KY 42633

$485,000
  • 1560 Bell Phipps Road, Monticello, KY 42633 Main Photo

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Active
BEDS4 BATHS3 full 1 partial SQUARE FEET2,177 MLS#26019708
STATUS PROPERTY TYPEResidential - Single Family SUBDIVISIONRural SCHOOLWayne County - 70

Property Description

Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

1560 Bell Phipps Road | MLS# 26019708

This single family home located at 1560 Bell Phipps Road, Monticello, KY 42633 is currently listed for sale with an asking price of $485,000. This property has 4 bedrooms and 3 full and 1 partial baths with 2177 sq. ft. Bell Phipps Road is located in the Rural subdivision within the Wayne County - 70 school district. Search Rural real estate on kristinawhite.salliedavidson.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Attic Fan, Electric, Heat Pump
Fireplaces: 2
Fuel Type: Electric, Propane
Garage: 3
Heating: Electric, Heat Pump, Propane Tank Leased
Home Style: Colonial
Lot Size: 2.50 Acres
Roof Type: Dimensional Style, Shingle
Stories: 1.0

Amenities

Primary First Floor
Walk-In Closet(s)
Ceiling Fan(s)
Other

Feature Descriptions

Attic: Pull-Down Stairs, Access Only
Basement Features: Crawl Space
Days on Site: 9
Exterior: Brick Veneer, HardiPlank Type
Fireplace Features: Electric, Free Standing, Gas Log, Living Room, Propane, Ventless
Flooring: Carpet, Hardwood, Tile
Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
Lot Dimensions: 2.500 acre(s)
Lot Features: Secluded, Wooded
Parcel #: 014-00-00-009.04
Parking Notes: Attached Garage, Detached Garage, Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Side, Workshop
Rooms Total: 13
Structures: Guest House, Shed(s), Workshop
Structure Type: House
Utilities: Electricity Connected, Water Connected, Propane
Window Features: Blinds, Screens
Wooded: Yes

Local Schools

High School: Wayne Co
Middle School: Wayne Co
Elementary School: Bell
School District: Wayne County - 70

Listed By / Shown By

Listed By

Agency Name: No Wake Real Estate

Shown By

Agent Name: Kristina White
Agent Phone: (606) 872-2043
Agency Title: SALLIE DAVIDSON, REALTORS

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Estimated Payment

$ 1,883.75 per month $1,742.29 Principal & Interest $0.00 Property Tax (data not provided by mls) $141.46 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/03/2026. The listing information on this page last changed on 08/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 08/03/2026 12:09:54 AM EST) or Imagine MLS (last updated Sun 08/02/2026 11:15:25 PM EST). Real estate listings held by brokerage firms other than SALLIE DAVIDSON, REALTORS may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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